Estimating Returns And Deciding On Refinancing

• Complete a 2-4-page, two-part assessment addressing two different hypothetical scenarios. In Part 1, apply a probability analysis in estimating returns for a company. In Part 2, recommend whether or not to refinance a home.
  Introduction
  By successfully completing this assessment, you will demonstrate your proficiency in the course competencies through the following assessment scoring guide criteria:
  • Competency 1: Maximize shareholder wealth.
    • Estimate the expected return for a company.
    • Formulate the standard deviation for a company.
    • Assess how the standard deviation clarifies expectations in terms of a return.
  • Competency 3: Evaluate capital expenditure investment projects.
    • Describe the decision-making process for refinancing.
    • Explain qualitative considerations in the decision-making process.
    • Devise examples of calculations.
  • Overview
    This assessment consists of two parts, each of which includes a hypothetical situation for you to respond to.
    Part 1: Estimating Returns
    Imagine the following scenario:
    A company is faced with a 20 percent chance of a poor economy, a 40 percent chance of an average economy, and a 40 percent chance of an above-average economy. The company would expect only a 10 percent return in a poor economy, an 18 percent return in an average economy, and a 30 percent return in an above-average economy.
    Use the hypothetical situation above to answer these questions to demonstrate the use of probability analysis in estimating returns:
  • What would the expected return be for this company?
  • What would the standard deviation be for this company?
  • How does the standard deviation help you better understand what to expect in terms of a return?
  • Use at least two resources to support your ideas.
    Part 2: Deciding on Refinancing
    Changing interest rates create opportunities for home owners to gain advantage by refinancing their homes. For this part of the assessment, use the following scenario to consider this issue.
    Imagine you have a $100,000 mortgage. Your current loan is at 7 percent with 14 years left, negotiated one year ago and involving $2,000 in closing costs. You are considering refinancing at 5.5 percent for 15 years. The closing costs would be $1,500.
    Complete a 1–2 page evaluation of the refinancing possibility.
  • Would you decide to refinance? Why or why not?
  • What qualitative considerations would you consider in your decision to refinance or not refinance?
  • Provide examples of calculations you would use to help you make your decision. In addition, use at least two resources to support your ideas.

•  Additional Requirements

• • Length: Your analyses should total 2–4 double-spaced pages. In addition, include a title page and references page.
  • Written communication: Written communication should be free of errors that detract from the overall message.
  • Style and Formatting: Apply APA style and formatting.
  • Resources: You must use at least two references for each part of the assessment (totaling at least four references).
  • Font and font size: Times New Roman, 12 point.
  • Competencies Measured
    By successfully completing this assessment, you will demonstrate your proficiency in the course competencies through the following assessment scoring guide criteria:
  • Competency 1: Maximize shareholder wealth.
    • Estimate the expected return for a company.
    • Formulate the standard deviation for a company.
    • Assess how the standard deviation clarifies expectations in terms of a return.
  • Competency 3: Evaluate capital expenditure investment projects.
    • Describe the decision-making process for refinancing.
    • Explain qualitative considerations in the decision-making process.
    • Devise examples of calculations.

Primates

Answer the following discussion questions, your answer should be at least 200 words in length. After posting please respond to at least one other students’ post.

1. Discuss the main differences between the two primate suborders: Strepsirrhini and Haplorrhine. In your response, describe two ways they differ physically from one another and two ways they differ socially from one another.

2, Describe three ways in which food availability and distribution affects primate group size, group interactions, and/or social behaviors.

Chapter 5 Reading:

Chapter 05.pdf

Chapter 5 PowerPoint:

Chapter 5 slides.pptx

Chapter 6 Reading:

Chapter 06.pdf

Chapter 6 PowerPoint:

Chapter 6 slides.pptx

Chapter 8 Reading:

Chapter-08.pdf

Chapter 8 PowerPoint:

Chapter 8 slides.pptx

Extra Resources :

Primates: https://youtu.be/BpnlS_ach-0

Comparative Skeletal Anatomy website:http://www.eskeletons.org/

Sifaka Lemurs: https://youtu.be/5c116fcBzFI

Primate Mating Patterns .pptx

Primate Observation Video Playlist: https://youtube.com/playlist?list=PLqGjS-l4Roj9P6H_BCXyRCEUJUo4SB0wV (Links to an external site.)

Some zoos with live-webcams to observe primates:

• Chattanooga Zoo Tamarins(Links to an external site.)
• Detroit Zoo Japanese Macaques(Links to an external site.)
• Houston Zoo Chimpanzees(Links to an external site.)
• Houston Zoo Gorillas(Links to an external site.)
• PIN Common Marmosets(Links to an external site.)
• Reid Park Zoo Lemurs(Links to an external site.)
• San Diego Zoo Baboons(Links to an external site.)
• San Diego Zoo Orangutans
• 3D Images of Primate Skeletons: http://www.eskeletons.org/(Links to an external site.)
• Virtual Lab exploring Fossils & Artifacts found in East Africa:  https://africanfossils.org/(Links to an external site.)
• Primate Evolution Video:https://youtu.be/bYAbp-hP4r4 (Links to an external site.)

Operational Excellence

At UC, it is a priority that students are provided with strong educational programs and courses that allow them to be servant-leaders in their disciplines and communities, linking research with practice and knowledge with ethical decision-making. This assignment is a written assignment where students will demonstrate how this course research has connected and put into practice within their own career.

Assignment:

Provide a reflection of at least 500 words (or 2 pages double spaced) of how the knowledge, skills, or theories of this course have been applied, or could be applied, in a practical manner to your current work environment. If you are not currently working, share times when you have or could observe these theories and knowledge could be applied to an employment opportunity in your field of study.

Requirements:

• Provide a 500 word (or 2 pages double spaced) minimum reflection.
• Use of proper APA formatting and citations. If supporting evidence from outside resources is used those must be properly cited.
• Please provide three line summary of earlier assignment
• Share a personal connection that identifies specific knowledge and theories from this course.
• Demonstrate a connection to your current work environment. If you are not employed, demonstrate a connection to your desired work environment.

Note

You should not, provide an overview of the assignments assigned in the course. The assignment asks that you reflect how the knowledge and skills obtained through meeting course objectives were applied or could be applied in the workplace.

Fund Revenue

Budget analysts provide financial analysis to legislators, evaluate how healthy a program is, assess policy, and draft budget-related legislation.

Imagine you are a budget analyst for a state or local (municipal or county) criminal justice or security agency. Review the most recent budget for that agency. Provide an analysis for your agency director of revenue sources used to support agency operations and financial tools that will be helpful to the agency.

Identify the criminal justice or security agency you have chosen.

Search the state, county, or municipality website and find the most recent budget. Your chosen agency will be one of those listed in the respective budget. For example, if the chosen agency is the Cook County sheriff in Illinois, search online for “Cook County sheriff budget” or “Cook County budget.” Then search for “Cook County sheriff” in the master budget.

Not all local governments post their budgets online. If you cannot find the budget for your chosen criminal justice or security agency, ask your instructor for some assistance, or select your state budget.

Write a 525- to 700-word analysis in which you:

• Identify and describe the fund sources or revenues (e.g., general fund revenue from shared sales taxes and property taxes).
• Provide a table of the revenue amounts used in the last budget and describe any limitations of those revenue sources (e.g., drug prevention grant funds can only be spent on programs that reduce drug use).
• Describe at least one strength and one weakness of each revenue source (e.g., a strength of general fund revenue is that it is a reliable source, and a weakness is that if there is a recession, less general fund revenue will be collected).
• Identify any financial tools that may be helpful to the agency and discuss how they would be effective.

Secure Storage And Retrieval Process For Healthcare Data

1. Create a security plan for a medium sized health care facility. In your security plan, evaluate how you would approach security threats from both inside and outside the organization. Be sure that you address the following items in your security plan:
   1. physical and administrative safeguards: employee education, health information archival and retrieval systems, disaster recovery, storage media
   2. access safeguards: authentication, password management
   3. network safeguards: cloud computing, firewalls, encryption / decryption and using mobile devices to deliver healthcare
2. Critique the plan you have written, identifying its strengths, elements that were not covered in the text, and any additional omissions or weaknesses of the plan.

Note

As a reference, you may want to visit the following website:

Source: HIPAA Privacy, Security, and Breach Notification Audit Program: United States Department of Health & Human Services. Retrieved from http://www.hhs.gov/ocr/privacy/hipaa/enforcement/audit/index.html

Requirements:

• The Assignment should be 2–3 pages in length, prepared in a Microsoft Word document, and APA-formatted.
• Include a title page and reference page. Length requirements do not include the title page, and the reference page.
• Follow APA style format and citation guidelines, including Times New Roman 12 point font and double spacing.
• This Assignment should follow the conventions of Standard English featuring correct grammar, punctuation, style, and mechanics.
• Include at least two references. The course textbook counts as one reference. All sources must be scholarly. Wikipedia is not acceptable. Use APA style for all citations including course materials.
• Your writing should be well ordered, logical, and unified, as well as original and insightful.