Developing a retirement plan

Developing a retirement plan

For this assignment, you take on the role of a personal retirement planner who is preparing a memo for your client. In the memo, explain to the client the financial and risk considerations that go into planning for retirement.

Instructions

Write a 4–5 page paper using the following instructions:

  1. Describe the importance of factors to consider when developing a retirement plan. These will include age, marital status, number of dependents, health, life expectancy, and other sources of income such as social security and pensions.
  2. Examine the relationship between risk and return and its impact on decisions about saving for retirement. Provide examples of the relationship.
  3. Explain how risk factors (such as age and personal risk tolerance) impact the allocation of assets included in a retirement plan. Support your explanation with examples of how asset allocation changes as the risk factors change.
  4. Analyze how fiscal and monetary policies may impact retirement plans.
    1. Research how changes in fiscal policy and monetary policy can impact retirement savings.
    2. This research should include how changes in policies, including interest rates, tax rates, and policies that impact savings (IRAs, 401k), can impact retirement plans.
  5. Evaluate the implications of the time value of money with respect to saving for retirement. Support the answer with specific examples and explanations.
  6. Use 4–5 sources to support your writing. Choose sources that are credible, relevant, and appropriate. Cite each source listed on your source page at least one time within your assignment. For help with research, writing, and citation, access the library or review library guides.

organizational change

Changing Behaviors

Instructions:

  1. Review the readings, resources, and lesson in this module.
  2. Include the items listed below:

Changing Behaviors

  • Outline how you understand the concept of Lewin’s (1947) theory of Unfreezing, Moving, and Refreezing in Armenakis et al. (2007), as applied to an example of your life and a change you had to undergo.
  • Explain the process from the Fig. 1 diagram on p. 235 in Armenakis et al (2007) in your own words, using an example of how it could be applied in a workplace.
  • Outline what you believe are attitudes and skills that are important to have to be able to deal with change at work in the future.

Organizational Change

Types of Change

  • Outline what “episodic change” means and how it is applied by leaders in an organization.
  • Outline what “continuous change” means and how it is applied by leaders in an organization.
  • In Weick & Quinn (1999), the point is made that “planned change” is usually triggered by the failure of people to create an adaptive organization, based on Dunphy (1996). Provide your insight into what this means.
  • In Weick & Quinn (1999), the concept that change is a constant part of your environment or not is addressed. Do you believe that a global business must address this concept more than a local one? Why or why not?

Strategic Management Process

Strategic Management Process

In a constantly and rapidly changing environment, developing and implementing a competent strategic plan is central to organization stability and viability.  Describe a strategic management process that can be utilized by a multinational organization to gain a competitive advantage over others in their industry and explain the importance of each stage.

concept of globalization

Globalization

Globalization refers to the increasing integration of national and regional markets and economies and the domination of the world economy by massive multinational firms.  It has affected nearly every organization, and industry, in the competitive marketplace today.

Detail the following in relation to the changing nature of global competitiveness:

  • Define and explain the concept of globalization.
  • Compare and contrast the growth of globalization over the past thirty years, in general, and then specifically for one industry of your choice. For instance, you may present the growth of imports and exports over the past thirty years, and then detail the impact globalization has had on United States toy manufacturers.
  • Finally, evaluate how globalization has altered the competitive landscape. In particular, elaborate on how a globalized marketplace affects the profitability and productivity of an organization and an industry.

diversification decision

diversification decision

To complete this project, you must submit your completed press release template of 1 to 2 pages using the provided templates, or the document you downloaded from Soomo. Sources should be cited according to APA style.

Using the template provided in the supporting materials section below, draft a press release that reflects your company’s new venture and how it affects the general external audience. Your press release should address the following rubric criteria:

  • Address the key points appropriate for external audiences.
  • Summarize the diversification decision
  • Explain why the decision was made.
  • Explain where in the marketplace the new products are      launching.
  • Identify who benefits from this product in both the      company and the community.

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Health Care

Health Care Strategic Planning Experts

Strategic Plan Part 3 – Financial Plan

Create a 3- to 5-year financial plan to implement the goals and objectives created in Part 2 of your strategic plan. The deliverables for the financial plan include a projected budget created in Microsoft® Excel® and a report in Microsoft® Word that clarifies and explains the financial plan.

Section One: Projected Budget

 Create a projected budget.

  • The projected budget should be a Microsoft® Excel® spreadsheet that contains a 3- to 5-year financial projection that includes detailed expenditures, income, contingency, gain or loss, capital outlay, and ROI (if applicable).

 Include budget strategies to increase volume and budget assumptions.

Section Two: Financial Plan Explanation

 Write a 1,050- to 1,400-word narrative discussing the fiscal details of the plan and the assumptions that were used in developing the projected budget.

  • Include all the elements required in the projected budget.
  • Include capital expenditure planning and contingency plans for unexpected events.
  • Budget summary: When explaining your budget:
  • Describe the organization’s current business model.
  • Evaluate the impact of internal resources and financial capabilities on the business model implementation.
  • Determine how the organization’s internal resources and financial capabilities affect your financial plan.
  • Determine how they will affect implementation of the plan.
  • Explain the details of the budget assumptions and the strategies to increase volume.

 Note

Cite at least 4 peer-reviewed, scholarly, or similar resources to support your information.

 Format your paper according to APA guidelines.

 

Practical Wrap Up

Practical Wrap Up

You are opening your business in the next couple of months and your management team is coming on board. What is and how would you explain to them your perspective of the purchasing function?

Note

For this discussion, focus on what you consider to be the 2 most important aspects. Reference the course readings or Internet research. If applicable, compare to an established organization.

one page

purchasing technical manual

development for purchasing a technical manual

Instructions

For your term project, you are going to develop a purchasing technical manual for a new manager in your organization (whether actual or hypothetical). The purchasing manual will instruct the newly hired manager in carrying your policies and procedures for ordering, receiving, storage, inventory control, and the issuing of food.

Your writing will need to have separate sections for the following, which are clearly and adequately discussed, including describing optimum conditions and developing strategies for overcoming identified challenges, as well as references course material and external sources;

1. Introduction to the company and job role of purchasing manager
2. Ordering
3. Receiving
4. Storage
5. Inventory control (count and distribution)

Each section will need to have at least one reference to a supporting article or document, your textbook for example (which will demonstrate research). You must have at least one additional, external resource other than your textbook.

A final element is that the manual should include at least 2 different product specifications used as examples in the writing. Include copies of the specification in an Appendix.

  • Written communication: Written communication is free of errors that detract from the overall message.
  • APA formatting: Resources and citations are formatted according to APA style and formatting.
  • Length of paper: Between 6 and 8 pages, double-spaced.

 

Existential Analysis And Therapy

Existential Analysis And Therapy

Existential psychotherapy was introduced to the United States in 1958 with the publication of
Existence: A New Dimension in Psychiatry and Psychology, edited by Rollo May, Ernest Angel,
and Henri Ellenberger. The existential approach to psychotherapy has a lot to offer, both the client and the field of psychotherapy. The approach supplies a way of understanding the situation of each client and exploring the defenses.

– Complete a lifestyle assessment (various types are available online) on yourself and construct a case conceptualization showing how your personality and several of your specific issues might be viewed and worked with from an existential perspective.

(I have been studying and working full time, which put me under a lot of stress and reduce my leisure time. I feel responsible to bring economic support to my family… or whatever you found pertinent).

Note

Post your initial response should be a minimum of 250 words, scholarly written, APA 7 formatted, and referenced.  A minimum of 2 references are required (other than your text). Remember that your work will be checked using turnitin to avoid plagiarism.